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Privacy Policy

Pacut Family Insurance

Effective Date: 01/01/2026

Pacut Family Insurance (“we,” “us,” or “our”) is committed to protecting the confidentiality and security of your nonpublic personal information. As an independent insurance agency appointed with AAA Insurance, we comply with all applicable federal and state privacy laws, including the Gramm-Leach-Bliley Act (GLBA), as well as AAA privacy and data-security requirements.

Information We Collect

We may collect nonpublic personal information about you as necessary to conduct insurance business, including information:

  • Provided by you on applications, forms, or through phone, email, or in-person communications

  • Obtained to underwrite, quote, bind, or service insurance policies

  • Received from insurance carriers, consumer reporting agencies, motor vehicle reports, or public records as permitted by law

This information may include, but is not limited to:

  • Name, address, telephone number, and email address

  • Date of birth and identifying information

  • Driver and vehicle information

  • Property and insurance history

  • Policy, billing, and claims information

How We Use Your Information

We use nonpublic personal information only as permitted by law and solely for legitimate insurance-related purposes, including:

  • Quoting, underwriting, issuing, and servicing insurance policies

  • Processing claims and policy changes

  • Billing and account administration

  • Complying with legal, regulatory, and carrier requirements

Information Sharing & Disclosure

We do not sell your nonpublic personal information.

We may disclose nonpublic personal information only as permitted or required by law, including to:

  • Insurance carriers and affiliates (including AAA) for underwriting, policy issuance, and servicing

  • Service providers that perform insurance-related functions on our behalf (such as technology or administrative support), subject to confidentiality obligations

  • Government authorities, regulators, or other entities as required by law

All third parties with whom we share information are required to maintain the confidentiality and security of that information.

Information Security

We maintain administrative, technical, and physical safeguards designed to protect nonpublic personal information in accordance with federal and state regulations and carrier standards. These safeguards include:

  • Restricted access to personal information

  • Secure electronic systems and data controls

  • Employee training on privacy and confidentiality obligations

Your Privacy Rights

You may request information about our privacy practices or review and correct certain personal information, subject to applicable legal limitations.

Requests may be submitted using the contact information below.

Former Customers

If your relationship with Pacut Family Insurance ends, we will continue to protect your nonpublic personal information in accordance with this Privacy Policy and applicable laws.

Changes to This Policy

We reserve the right to modify this Privacy Policy as permitted by law. Any updates will apply to information we maintain and will be made available upon request or posted where appropriate.

Contact Information

If you have questions regarding this Privacy Policy or our privacy practices, please contact:

​

Pacut Family Insurance

5590 East M-36Pinckney, MI 48169
Email: bapacut@acg.aaa.com

Phone: (810) 214-0327

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